Riding a motorcycle, in particular a Harley, is awesome. However, if you're new to motorcycles, the prospect of purchasing one and securing insurance might feel like you don't know where to begin. Getting motorcycle insurance isn't too different from obtaining auto or home insurance, but there are also distinct differences that are going to require your attention when you're in the process of getting coverage.
We'll cover the basics of motorcycle insurance for you, and also explain how to choose the right insurance for your bike. Also, we'll answer some commonly asked questions about the subject, too.
To put it in plain terms, it protects your Harley in the event of theft or accident damage, as well as protecting you financially in situations where there’s a loss for which you’re liable. Most states (Missouri and Kansas most definitely) require all motorcycles to be insured by law. If you don’t have coverage, you could get a fine or even lose your license.
You, if you own a Harley and ride it. Even if it's just every once in awhile, you don't want to be caught without it.
Like with automobile insurance, the coverage you get depends on how averse to risk you are, your past driving record, and how much you're ready to spend.
Motorcycle insurance is the law, but it doesn't have to be a drag. It can provide you with both peace of mind and bail you out of trouble. When you have one less thing to worry about, it makes your ride for the better. And nothing makes a ride better than having less to worry about. Please review with a Harley-Davidson Insurance Services professional to understand what coverage options are available in your state no matter what kind of bike you ride.